One coverage that is often overlooked by business insurance as well as personal insurance consumers is Equipment Breakdown (aka Mechanical Breakdown). This coverage protects against losses stemming from sudden and accidental damage to electrical or mechanical equipment.
For business owners, covered losses often involve boilers and HVAC systems. For a homeowner, claims examples include costly power surge losses to surround sound systems, televisions, or computers.
Many of our insurance companies offer this valuable coverage at a reasonable cost. Please contact us to further discuss this coverage or to obtain a quote to add it to your insurance program.