There is nothing that beats the feeling of taking the boat out on the water on a warm summer day. Many Americans own boats for that exact reason. Excursions on watercraft aren’t always that luxurious, though. Similar to trips in an auto, many accidents can occur on boats, although it isn’t always depicted that way.
In 2019, the Coast Guard counted 4,168 accidents that involved 613 deaths as a result of recreational boating accidents. This number doesn’t account for thefts, either.
Not all states require boat owners to have insurance, but with the facts laid out, wouldn’t you want to be properly protected? Insuring your boat costs less than you think. In fact, the average boat only costs about a dollar a day to insure.
Many of our insurance carriers provide a plethora of coverages with discounts available in order to serve your individual watercraft needs. Plus, there will be coverage on things you may overlook. For example, if you get into a wreck on the water, you will be required to have wreckage removed and oil cleaned up. Those costs can add up! Fortunately, with adequate watercraft insurance, you can have the peace of mind you deserve.
If you have any questions or concerns, please don’t hesitate to reach out via our website or give us a call at 937-434-9090.