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Auto Accident Checklist

  • If conditions permit, move your vehicle off the road onto the shoulder or side of the road.

  • Contact the police or ask someone else to do this on your behalf. Summon medical assistance if needed.

  • Obtain the contact information of the other driver, including their name, contact information, insurance information, and license plate number.

  • Obtain contact information from any witnesses.

  • If the police create an accident report, obtain the report number if possible. However, note that an accident report is not needed to file an insurance claim.

  • Take scene and vehicle photos if you can do so safely.

  • If you are an employee, report the incident as soon as possible to your employer.

  • It is your option to file an auto insurance claim with your insurance company or the other driver's insurance company (if they are at-fault). However, keep in mind that you will initially be responsible for any applicable deductible if you aren't at-fault and you file the claim through your insurance company. If the deductible is successfully recovered from the at-fault party, you will be reimbursed.

  • Many insurance companies offer the option to file auto claims through their mobile app. Should you elect to file a claim using this method, complete as much information as possible and upload any applicable photos into the app. Otherwise, you can contact the insurance company directly or may contact The Uhl Agency to file the claim. 

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